Harrods Landing in Prospect, KY: Waterfront Condos on Harrods Creek & the Yacht Club
By Spencer Lowe, Real Estate Go To · Licensed Kentucky real estate agent since 2019 · Updated October 10, 2026
Key Takeaway / Quick Answer: Harrods Landing is a condominium townhome community in the City of Prospect, KY (40059), built around an inlet off Harrods Creek and reached directly from U.S. 42, home to the Harrods Landing Yacht Club. From October 2025 through September 2026, four Harrods Landing condos sold in the GLAR MLS for $315,000 to $390,000.
Harrods Landing in Prospect, KY appeals to buyers who want a condo near the water, and that's where the questions start. Does a boat slip come with the unit? What does the condo fee cover? Is the price fair when only a handful of units sell each year? It's easy to feel like you're guessing on the parts that matter most. I'm Spencer Lowe, a real estate agent with Real Estate Go To, licensed in Kentucky since 2019. Here's what Harrods Landing condos actually sold for in the GLAR MLS and what to ask before you buy. For the bigger picture on the area, see Spencer Lowe, Prospect KY real estate agent.
What is Harrods Landing in Prospect, KY?
The City of Prospect describes Harrods Landing as condominium townhomes surrounding an inlet off Harrods Creek, accessible directly off U.S. Highway 42, with the Harrods Landing Yacht Club. The City says members can dock their boats only steps from their front doors. It lists the Harrods Landing Yacht Club and Marina at 8804 U.S. 42.
Because these are condominiums, you own your unit while an association handles shared areas. That makes the condo documents as important as the unit itself.
How much do Harrods Landing condos cost?
From October 2025 through September 2026, four Harrods Landing condos sold in the GLAR MLS for $315,000 to $390,000, with a median of $325,000.
| Feature / Metric | Details |
|---|---|
| Location | City of Prospect, KY (40059), Jefferson County |
| Property type | Condominium townhomes |
| Units sold | 4 (GLAR MLS, Oct. 2025 – Sep. 2026) |
| Median sale price | $325,000 |
| Sale price range | $315,000 – $390,000 |
| Size (units sold) | About 1,714 – 2,367 sq ft above grade, 2–3 bedrooms |
| Year built (units sold) | 1988 – 1995 |
| Marina | Harrods Landing Yacht Club and Marina, 8804 U.S. 42 (City of Prospect) |
Source: GLAR MLS via Flexmls, residential closed sales filed under "Harrods Landing," ZIP 40059, October 1, 2025 – September 30, 2026, pulled October 10, 2026. Deemed reliable but not guaranteed.
What did each unit sell for?
| Sale price | Size (above grade) | Bedrooms | Year built | Price per sq ft |
|---|---|---|---|---|
| $390,000 | ~2,367 sq ft | 3 | 1995 | ~$165 |
| $335,000 | ~1,822 sq ft | 2 | 1990 | ~$184 |
| $315,000 | ~1,775 sq ft | 2 | 1988 | ~$177 |
| $315,000 | ~1,714 sq ft | 2 | 1988 | ~$184 |
Source: GLAR MLS via Flexmls, Oct. 1, 2025 – Sep. 30, 2026. Deemed reliable but not guaranteed.
The largest unit sold for the most in total but the least per square foot. With only four sales, comparing a specific unit's size, layout and view matters more than any average.
Does a Harrods Landing condo come with a boat slip?
Don't assume it does. The City of Prospect describes the yacht club in terms of members docking their boats, so ask how slips work for the specific unit before you make an offer. Three questions to ask:
- Is a slip included with the unit, or is club membership separate?
- If not included, can you buy or rent one?
- What are the marina's fees and rules?
How does a condo here compare with a nearby house?
Harrods Landing condos sold well below a typical nearby single-family home in total price, but you also pay a condo fee. For context, the 29 homes filed under Hunting Creek over the same 12 months sold for a median of $523,000 (GLAR MLS). Weigh the purchase price and the monthly fee together, not just the price.
What changes when you buy a condo instead of a house:
- Shared big-ticket items. Exteriors and common grounds are typically handled through the association's budget and reserves. Ask how the reserve fund is funded.
- The documents are part of the purchase. The master deed and bylaws set rules on rentals, pets, exterior changes and parking. Read them before your contract deadlines pass.
- Lenders review the association too. Talk to your lender early about condo financing.
- Insurance is split. Ask for the master policy so your insurance agent can quote the right coverage for your unit.
Related: Living in Hunting Creek
Are there other condos on Harrods Creek in Prospect?
Yes. The City of Prospect lists Harrods Creek Overlook, 36 condominium-style units just west of Harrods Creek on U.S. 42. If you want a condo near the creek, it's worth comparing the two.
Related: Living near Prospect Point
How do you buy at Harrods Landing? A simple 3-step plan
- Decide what matters most. Unit size, view, and whether you want a boat slip. The neighborhood guide below shows how Harrods Landing compares with other Prospect neighborhoods on sold prices and dues.
- Get the documents and the slip answer early. I'll request the condo documents, fee details and the slip arrangement for the unit before you're deep into the deal.
- Price it off the closest unit sales. I pull the most similar Harrods Landing sales by size, layout and age, and we check flood zone and insurance before you commit.
Shopping in Prospect? Start with the neighborhoods
My free Prospect Neighborhood Guide compares what homes actually sold for, plus HOA dues, across 20 Prospect neighborhoods, built from a year of GLAR MLS sales. Instant download.
Get the free neighborhood guideAlready own in Prospect? Get the free market snapshot.
What should you check before buying at Harrods Landing?
- Condo documents and fees. Get the master deed, bylaws, budget and recent meeting minutes. Ask what the monthly fee covers and whether any special assessments are planned. See HOA communities in Prospect.
- Flood zone and insurance. Check the unit on FEMA's flood map and get an insurance quote, including flood coverage, before your inspection period ends.
- Age of building systems. The units that sold were built from 1988 to 1995, so ask about roof, siding and deck replacement schedules.
- Rental and pet rules, if either matters to you.
What's at stake, and what does success look like?
The common misses at Harrods Landing are assuming a boat slip comes with the unit and learning about fees or assessments after the deal is set. Those details can change the real cost of owning here.
Success looks like this: you know whether a slip is part of the deal, you've read the condo documents and budget, you've checked flood insurance, and your price is backed by the closest unit sales.
Frequently Asked Questions About Harrods Landing
Q: Is Harrods Landing in the City of Prospect, KY?
Yes. The City of Prospect lists Harrods Landing among its neighborhoods and describes it as condominium townhomes surrounding an inlet off Harrods Creek, accessible directly off U.S. Highway 42.
Q: How much do Harrods Landing condos cost?
From October 2025 through September 2026, four Harrods Landing condos sold in the GLAR MLS for $315,000 to $390,000, with a median of $325,000. Units ranged from about 1,714 to 2,367 square feet above grade.
Q: Does a Harrods Landing condo come with a boat slip?
Don't assume it does. The City of Prospect describes the Harrods Landing Yacht Club in terms of members docking their boats, so ask whether a slip or membership is included, sold separately or rented before you make an offer.
Q: Where is the Harrods Landing Yacht Club?
The City of Prospect lists the Harrods Landing Yacht Club and Marina at 8804 U.S. 42 in Prospect.
Q: Do I need flood insurance at Harrods Landing?
It depends on the specific unit. Check the address on FEMA's flood map and get an insurance quote, including flood coverage, before your inspection period ends.
Thinking About Harrods Landing?
If you're weighing a condo on the water in Prospect, I'll help you sort out the slip question, the condo documents and what similar units actually sold for. Call or text me, Spencer Lowe, at (502) 974-0099. To see how Harrods Landing compares with the rest of Prospect, start with the Prospect Neighborhood Guide.
Data sources: GLAR MLS via Flexmls (residential closed sales, "Harrods Landing" and "Hunting Creek," ZIP 40059, Oct. 1, 2025 – Sep. 30, 2026, pulled Oct. 10, 2026), deemed reliable but not guaranteed; City of Prospect neighborhoods and local amenities pages (prospectky.gov). Information changes; verify details before making decisions.
Disclaimer: This article is general information, not legal, tax, financial or lending advice. Market data is from the GLAR MLS via Flexmls and the other sources listed above; it is deemed reliable but not guaranteed, and it changes over time. Verify school assignments, property taxes, HOA rules, flood zones and other details with the appropriate office, lender, attorney or tax professional before making decisions.
Spencer Lowe is a real estate agent licensed in Kentucky since 2019 with Real Estate Go To. (502) 974-0099. Equal Housing Opportunity.