Fox Harbor in Prospect, KY: Neighborhood Guide, Home Prices & Location
By Spencer Lowe, Real Estate Go To · Licensed Kentucky real estate agent since 2019 · Updated October 10, 2026
Key Takeaway / Quick Answer: Fox Harbor is one of the two original subdivisions of the City of Prospect, KY (40059), with about 182 single-family homes off U.S. 42, across from the Prospect Point Center. From October 2025 through September 2026, five Fox Harbor homes sold in the GLAR MLS for $417,000 to $728,250, a median of $550,000.
Fox Harbor in Prospect, KY is a small neighborhood, and that's exactly what makes it tricky to buy in. Homes don't come up often, the ones that do are close in size and age, and yet their prices can be hundreds of thousands of dollars apart. If you're watching Fox Harbor, it's normal to wonder whether you'll miss the right house or overpay for the wrong one. I'm Spencer Lowe, a real estate agent with Real Estate Go To, licensed in Kentucky since 2019. Here's what Fox Harbor homes actually sold for, from GLAR MLS closed sales. For the bigger picture on the area, see Spencer Lowe, Prospect KY real estate agent.
Where is Fox Harbor in Prospect, KY?
The City of Prospect says Fox Harbor's entrance is off U.S. Highway 42, directly across from the Prospect Point Center. The City describes Fox Harbor as one of the two original subdivisions that made up the earliest City of Prospect, with about 182 single-family homes, and notes its elevated location and tree-filled surroundings.
Every Fox Harbor home that sold from October 2025 through September 2026 was in Jefferson County. The City of Prospect spans Jefferson and Oldham counties, so confirm the county on the PVA record for any address.
How much do homes in Fox Harbor cost?
From October 2025 through September 2026, five Fox Harbor homes sold in the GLAR MLS for $417,000 to $728,250, with a median of $550,000.
| Feature / Metric | Details |
|---|---|
| Location | City of Prospect, KY (40059), Jefferson County |
| Homes in neighborhood | About 182 single-family homes (City of Prospect) |
| Homes sold | 5 (GLAR MLS, Oct. 2025 – Sep. 2026) |
| Median sale price | $550,000 |
| Sale price range | $417,000 – $728,250 |
| Median price per sq ft | About $201 (above-grade finished area) |
| Size (homes sold) | About 2,728 – 2,958 sq ft above grade |
| Bedrooms (homes sold) | 4 – 5 |
| Year built (homes sold) | 1971 – 1978 |
Source: GLAR MLS via Flexmls, residential closed sales filed under "Fox Harbor," ZIP 40059, October 1, 2025 – September 30, 2026, pulled October 10, 2026. Deemed reliable but not guaranteed.
What did each Fox Harbor home sell for?
| Sale price | Size (above grade) | Bedrooms | Year built | Lot |
|---|---|---|---|---|
| $728,250 | ~2,845 sq ft | 5 | 1977 | ~0.65 ac |
| $635,000 | ~2,958 sq ft | 4 | 1975 | ~0.31 ac |
| $550,000 | ~2,740 sq ft | 4 | 1971 | ~0.30 ac |
| $472,000 | ~2,826 sq ft | 5 | 1978 | ~0.50 ac |
| $417,000 | ~2,728 sq ft | 4 | 1972 | ~0.33 ac |
Source: GLAR MLS via Flexmls, closed sales filed under "Fox Harbor," Oct. 1, 2025 – Sep. 30, 2026. Deemed reliable but not guaranteed.
Why do Fox Harbor homes sell so far apart?
All five homes were 4–5 bedrooms, about 2,700 to 3,000 square feet and built within seven years of each other, yet they sold more than $300,000 apart. When homes are that similar in size and age, the difference comes down to condition, updates and lot. Per square foot, the five sales ranged from about $153 to $256.
That's why pricing a Fox Harbor home should start with the most similar recent sales, not the neighborhood median.
How often do homes come up in Fox Harbor?
With about 182 homes and five sales in 12 months, Fox Harbor listings don't come up often. If it's your target, set up a listing alert early so you see new listings as soon as they hit, and have your financing lined up before one does.
Related: Hunting Creek vs. Fox Harbor
What's near Fox Harbor?
Fox Harbor's entrance faces the Prospect Point Center on U.S. 42. For what's in and around that shopping area, see Living Near Prospect Point. If you're buying in Fox Harbor, it's worth watching for any changes there, since it sits right at the neighborhood's entrance.
How do you buy in Fox Harbor? A simple 3-step plan
- Get ready before a listing hits. Know your budget and must-haves, and see how Fox Harbor compares with nearby neighborhoods in the guide below.
- Get alerts and act on the right one. I'll set up a search so new Fox Harbor listings reach you right away.
- Price it off the closest sales. When one comes up, I pull the most similar recent sales and we check condition, updates and lot before you offer.
Shopping in Prospect? Start with the neighborhoods
My free Prospect Neighborhood Guide compares what homes actually sold for, plus HOA dues, across 20 Prospect neighborhoods, built from a year of GLAR MLS sales. Instant download.
Get the free neighborhood guideAlready own in Prospect? Get the free market snapshot.
What should you check before buying in Fox Harbor?
The Fox Harbor homes that sold in the past year were built in the 1970s, so plan your inspection around their age.
- 1970s systems. Ask about the age of the roof, HVAC, windows, water heater, electrical panel and plumbing. A sewer scope is worth discussing with your inspector.
- HOA. Confirm whether there's an active association, what it covers and any dues. The City of Prospect keeps HOA contact information: (502) 228-1121.
- Schools. For Jefferson County addresses, check the JCPS School Finder for the specific address. See Jefferson vs. Oldham County schools.
- Property taxes. Look up the home on the Jefferson County PVA. See Property taxes in Prospect.
What's at stake, and what does success look like?
In a neighborhood this small, the two common misses are being too slow when the right home lists and paying the median for a home that needs work. With a $300,000-plus spread among similar houses, the price has to match the condition.
Success looks like this: you hear about the right Fox Harbor listing early, you know what the closest sales support, and you've checked the systems, HOA and taxes before you sign.
Frequently Asked Questions About Fox Harbor
Q: Is Fox Harbor in the City of Prospect, KY?
Yes. The City of Prospect describes Fox Harbor as one of the two original subdivisions that made up the earliest city, with about 182 single-family homes.
Q: How much do homes in Fox Harbor cost?
From October 2025 through September 2026, five Fox Harbor homes sold in the GLAR MLS for $417,000 to $728,250, with a median of $550,000.
Q: Where is the Fox Harbor entrance?
The City of Prospect says Fox Harbor's entrance is off U.S. Highway 42, directly across from the Prospect Point Center.
Q: How old are the homes in Fox Harbor?
The five Fox Harbor homes that sold in the GLAR MLS from October 2025 through September 2026 were built between 1971 and 1978.
Q: What county is Fox Harbor in?
All five Fox Harbor homes that sold in the GLAR MLS from October 2025 through September 2026 were in Jefferson County. Confirm the county for any specific address on the PVA record.
Thinking About Fox Harbor?
Fox Harbor homes don't come up often. I'll set up an alert so you see new listings right away and pull the sales that actually compare to any home you like. Call or text me, Spencer Lowe, at (502) 974-0099. Until then, the Prospect Neighborhood Guide shows how Fox Harbor stacks up against the rest of Prospect.
Data sources: GLAR MLS via Flexmls (residential closed sales, "Fox Harbor," ZIP 40059, Oct. 1, 2025 – Sep. 30, 2026, pulled Oct. 10, 2026), deemed reliable but not guaranteed; City of Prospect neighborhoods page (prospectky.gov). Information changes; verify details before making decisions.
Disclaimer: This article is general information, not legal, tax, financial or lending advice. Market data is from the GLAR MLS via Flexmls and the other sources listed above; it is deemed reliable but not guaranteed, and it changes over time. Verify school assignments, property taxes, HOA rules, flood zones and other details with the appropriate office, lender, attorney or tax professional before making decisions.
Spencer Lowe is a real estate agent licensed in Kentucky since 2019 with Real Estate Go To. (502) 974-0099. Equal Housing Opportunity.